National Foundation for Debt Management
Largo Dedicated Counselors
A HUD-approved housing counselor is an experienced, trained professional who can advise you on preventing foreclosure, buying a home, protecting your credit, and other issues. The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country and counseling is available in many languages.
HUD Approved – Non-Profit Agency
National Foundation for Debt Management (NFDM) is a non-profit HUD approved Multi-State Organization. Founded in 1998, NFDM is among the nation’s preeminent Counseling Agencies, boasting HUD certified and exam qualified HUD/ HECM National Counseling Network counselors
“To educate individuals and families,
enabling them to reach their financial
goals and solve their financial problems
through financial literacy education, credit
counseling, and comprehensive housing counseling.”
Available Free* Services for LARGO
Down Payment & Closing Cost Grants
SOLD ON LARGO DOWNPAYMENT ASSISTANCE PROGRAM
The City’s downpayment program seeks to help households reach the dream of homeownership. Up to $45,000 as a down payment grant.
NFDM acts as an advocate, providing valuable assistance in helping you explore all options. Your NFDM counselor will create an action plan and help you complete the necessary paperwork to try to save your home. We provide foreclosure help for any housing emergency
Online Homebuyer Education
We offer Online Homeownership Housing Counseling and Education Certification Program as a convenience to those potential home buyers whose schedules or circumstances do not allow them to attend regular classes and one-on-one home ownership counseling
Use LARGO as Coupon Code – No Cost
Reverse Mortgage Counseling
We know that a reverse mortgage is a BIG decision and you want to make sure you have all the information required to make an informed decision regarding a reverse mortgage. Call us at (727) 254-5353 and mention that you live in LARGO for FREE counseling.
Credit Preparation for Homebuying
We help you balance the scales of bad credit by engineering your score using state of the art credit tools and “What If” generators to get you the best score possible to qualify for the loan you can afford.
Credit Card Debt Issues
Credit card debt tends to cause problems for consumers because the bill requirements increase right alongside rising debt levels. If more and more of each paycheck is going to paying off credit card debt and you don’t really seem to get anywhere, NFDM can help you develop a customized Debt Management Plan to eliminate debt so you can regain your financial control.
* – This program may require a monthly fee